IOB Debit Card Activation – Online Pin Generation

IOB Debit Card Activation

In this article, we will discuss IOB Debit Card Activation. You will find all the possible ways to contact them, such as IOB customer care number, Email Addresses, etc. This page also consists of top Frequently Asked Questions, which will help to clear all your doubts. 

Indian Overseas Bank’s debit card can be activated using the IOB ATM card pin generation using their IVRS(Interactive Voice Response System) or phone banking service. 

IVR/Phone banking number: 1800 425 00 000/1800 425 4422

Indian Overseas Bank Debit Card

Indian Overseas Bank offers many privileges on using their debit cards. One can relish the benefits of using a debit card instead of cash at a minimum charge per year. 

How to Activate the IOB Debit Card? 

  • Visit any of the IOB ATM nearby
  • Insert the Card
  • Six digits OTP will be sent to the registered mobile number
  • After receipt of OTP, Insert the Card again
  • Enter OTP
  • Then the screen prompts you to enter the four-digit PIN of your choice and Confirm by Re-entering the New PIN again to complete the process.
IOB Debit Card Activation

Essential Information – 

After successfully processing the same by the department, Cardholders can visit any of the IOB ATM nearby and follow the above instructions for IOB Debit Card Activation and complete the process.


How to generate IOB debit card pin online?

Visit any IOB ATM nearby. Insert the Debit Card and receive a six-digit OTP on registered mobile. Insert the card again and enter OTP. Let the machine verify the OTP you have entered and then the four-digit PIN of your choice. Confirm the PIN by re-entering the new PIN and submit a request in the end.

What can I do if I forgot my IOB PIN?

Reset ATM PIN using the ATM nearby. Choose the IOB pin forgot or regenerate the ATM PIN option on the menu. You would be redirected to a screen to enter your registered mobile number, which sends an OTP to that number. Enter the OTP on the screen, and you would be redirected to choose another PIN.

What is the IOB ATM withdrawal limit?

The daily cash withdrawal limit of IOB ATM is 20,000.

How can I contact the IOB customer care service?

IOB’s 24×7 helpline through Phone: 044-28519470 or email us at

In how much time is the OTP delivered on the customer registered mobile number?

OTP will be delivered to the Customers registered mobile number within 1 minute. Green IOB Debit Card Pin Generation online should be completed within 3 min.

How to get IOB fund transfer PIN?

Login to Your Internet Banking account. Go to “Edit Profile.” Select “Forgot Pin.” OTP will be prompted after clicking “submit.” On successful authentication of OTP, the PIN will be sent to the registered email id.

How many transactions are free in IOB?

Five transactions are free in IOB.

What are the transaction charges?

There are no transaction charges while using an IOB debit card.

How can I withdraw money from IOB without ATM?

To do so, go to the ‘services’ option in the banking app and click on ‘cardless cash withdrawal’ for self. You will then be asked to enter the amount, your 4-digit temporary PIN, and select the account number from which the amount is to be debited.

What is an IOB debit card?

A debit card is a plastic card that can be used to make payments instead of cash when making purchases. IOB offers different types of debit cards, such as Visa/ RuPay/ Master Cards.

I hope we have solved all your queries related to IOB Debit Card Activation. If you still have any difficulties completing the IOB Debit Card PIN generation process or are unable to generate IOB ATM PIN generation online, we might help you. Share your details with us in the comment box below, and we will solve your problems as soon as possible. We request all our readers not to comment on any personal details about their bank account.